Tuesday, June 10, 2014

Review of 500 dollar cars::Used Cars under 700 Dollars?







Review of 500 dollar cars::Used Cars under 700 Dollars?








I               don't               think               anyone               could               have               anticipated               the               wild               success               of               the               U.S.

government               Cash               for               Clunkers               program.

Aside               from               hearing               constantly               of               the               collapsed               credit               markets               and               the               urgency               of               a               787               billion               dollar               stimulus               program               to               prevent               an               even               greater               depression,               you'd               think               two               things:               that               people               didn't               have               any               cash               or               credit               left               to               apply               to               new               cars               and,               two,               that               there               weren't               that               many               "clunkers"               out               there.

Wrong               on               both               counts!

Auto               dealers               are               reporting               a               run               on               cars,               taking               in               so               many               "clunkers"               that               some               dealers               are               worried               that               the               program               would               run               out               of               money               before               they               get               the               rebates               for               clunkers               already               taken               in.

There               is               a               reported               $1               billion               dollars               invested               in               the               Car               Allowance               Rebate               System               and               each               qualifying               person               or               vehicle               could               get               up               to               $4500               dollars               depending               on               the               mpg               improvement               on               the               vehicle               purchased.
               There               are               some               rules               required               for               qualified               participants               in               the               program.

The               "clunker"               must               not               be               more               than               25               years               old               and               must               get               less               than               18               miles               per               gallon.

You               have               to               have               had               the               vehicle               insured               for               all               of               the               last               twelve               months,               and               this               is               verified               through               contact               with               your               insurance               company.

You'll               need               a               clear               title               to               the               vehicle               you're               giving               up.

Because               of               the               paperwork               mountains,               the               additional               workload               has               stressed               both               dealers               and               customers.
               I               needed               a               new               truck               and,               while               my               present               truck               is               qualified               for               the               program,               I               couldn't               afford               the               truck               I               needed,               even               with               the               discount.

In               order               to               buy               the               truck,               I               would               have               had               to               take               on               too               much               debt,               not               a               wise               option               in               this               economy.

New               vehicles               lose               thousands               in               value               during               the               first               year               of               ownership.

Cash               for               Clunkers               doesn't               make               sense               for               those               who               might               take               on               too               much               debt               outside               of               the               $4500               you               might               get               from               the               program.
               So               I               then               responded               to               a               mailer               from               the               Ray               Price               Ford               in               Stroudsburg,               Pa.

and               decided               on               a               small,               high-mileage               compact               car.

The               ad               brochure               was               targeted               for               the               low               end               trim               Ford               Focus               S-model.

Applied               discounts               included               a               $254               dealer               discount,               a               $1500               Ford               cash               rebate               to               customer,               an               additional               $500               dollar               Ford               Motor               Credit               discount               for               those               who               took               the               Ford               financing.

I               didn't               need               the               financing               but               took               it               anyway               in               order               to               get               the               maximum               discount               off               the               base               price               attached               to               that               model               Ford               Focus-a               base               price               of               $16,200.
               There               were               a               few               conditions               put               upon               my               freedom               of               purchase               by               my               wife.
               "Don't               come               home               with               a               red               one               and               be               sure               that               whatever               you               get               has               an               automatic               transmission.

And               no               black               interior!"
               The               automatic               transmission               option               would               cost               about               a               $1000               bucks               more.

Red               cars               are               the               ones               most               often               ticketed.

Black               interiors               showed               dirt.
               The               ad               brochure               had               displayed               in               bold               italics               the               phrase               "No               Gimmicks"               so               I               pointed               that               out               to               my               salesman,               Larry               Gordon.

The               dealership               had               only               one               Ford               Focus               S               in               stock               and               that               one               had               a               manual               transmission               Gordon               went               to               the               company               computer               and               located               the               nearest               Focus               with               the               S               trim               at               a               dealership               in               Phillipsburg,               N.J.

We               did               the               arithmetic               and               decided               to               write               up               the               deal.
               "Wait               a               minute...I'll               call               the               dealership."
               He               came               back               a               few               minutes               later,               disappointed.
               "Sold,"               he               said.
               Under               normal               conditions,               that               would               be               an               opening               for               the               famous               auto               sales               bait               and               switch,               but               not               in               these               tough               times.

I               took               a               look               around               the               relatively               small               dealer               outlet               and               noticed               that               the               chairs               and               desks               were               filling               up.

A               few               weeks               earlier               I'd               stopped               at               a               large               dealership               in               another               town               and               you               could               hear               the               wind               whistling               through               the               gravestones-cars               in               this               case.

Nary               a               soul               to               be               found;               it               was               sad.
               There               was               a               middle-aged               couple               in               the               process               of               buying               a               Ford               Escape               at               the               table               next               to               us.

I               had               a               chance               to               talk               with               that               couple               and               look               over               their               car               while               Gordon               perused               the               internal               Ford               listings               of               nearby               dealerships.

The               middle               aged               couple               had               traded               in               a               van,               they               told               me.
               Across               the               room,               there               was               a               young               African-American               couple               working               with               a               salesman               to               get               their               monthly               payment               down.

All               I               got               from               eavesdropping               was               that               the               guy               was               operating               some               sort               of               business               and               their               trade               car               didn't               qualify               for               the               $4500               Cash               for               Clunkers               Plan.

He               was               trying               to               get               a               leased               vehicle.
               At               another               station,               there               was               an               old               couple               patiently               waiting               for               their               salesperson               to               return.

They               appeared               to               be               in               their               80s,               well               groomed               and               dressed,               and               appeared               well-to-do.

While               Gordon               searched               the               internal               computer               listings               for               another               vehicle               that               the               dealership               refused               to               give               up,               I               sleazed               over               to               talk               to               the               senior-senior               citizens.
               They               were               disappointed               because               their               car               didn't               qualify               for               the               "Clunkers"               program.
               "What               kind               of               car               are               you               trading               in?"               I               asked.
               "A               2000               Ford               Escort,"               they               said               in               unison.
               For               the               year,               their               trade-in               had               low               mileage-73,000.

They'd               had               a               transmission               problem,               though,               which               they               said               was               fixed               twice               by               the               dealer               under               warranty[V1]               .
               Along               about               that               time,               Gordon               called               me               over               to               look               at               another               vehicle               resembling               the               one               I'd               first               picked               out.

We               called               that               dealer               and               were               similarly               disappointed.

They               had               a               buyer               for               that               one               and               didn't               want               to               give               it               up.

I               was               a               little               irritated               and               said               so.
               "You               mean               those               dealers               won't               relinquish               those               cars               to               other               dealerships               even               when               they               have               a               sure               thing               sale?"
               Gordon               explained               it               to               me               and,               after               I               thought               about               it               for               a               minute,               it               made               sense.

I               could               see               that               the               Cash               for               Clunkers               was               beginning               to               look               like               a               bank               run               as               more               and               more               people               came               into               the               dealerships,               and               the               sales               staff               ran               around,               sweated,               dodged               out               to               smoke               cigarettes               at               the               side               and               rear               entrances.

Just               about               everyone               with               a               clunker,               a               bank               account,               and               a               decent               FICO               score               needed               a               new               car-as               I               did.

The               writing               on               the               wall               of               the               Ray               Price               Stroud               Ford               dealership               said               "Let               Ford               Recycle               Your               Ride"               but,               if               you               looked               hard               enough,               you               could               also               see               that               it               said               the               dealerships               would               soon               run               out               of               cars               and               the               government               could               likely               run               out               of               money               for               the               program.

So               I               pushed               for               a               deal               on               the               available               Ford               Focus               cars               on               the               lot-higher               trim               models               as               it               turned               out.

I               selected               the               middle               trim               level               Ford               Focus,               the               SE,               which               had               added               options               of               alloy               wheels,               Sirius               radio               complete               with               subscription,               MP3               hookups,               and               power               door               and               window               and               mirror               controls,               and               a               few               other               things               I               didn't               need               but               liked.

I               told               Mr.

Gordon               of               my               unwillingness               to               pay               more               than               $200               dollars               extra               for               those               options               and               that               I               wanted               to               buy               a               Focus               close               to               the               original               price               we               bargained               for.

To               my               surprise,               the               dealership               agreed               and               we               started               writing               up               the               contract.
               While               Gordon               called               my               insurance               company               to               prove               that               I'd               been               driving               my               own               clunker               and               kept               it               insured               for               the               past               year               or               more,               my               elderly               neighbors               came               over               to               ask               me               what               car               I               was               buying.

I               pointed               it               out               through               the               showroom               window.
               "That               one?

That's               the               one               we               wanted               to               buy,"               said               Mrs.

Elderly               Woman.
               She               explained               they'd               looked               at               the               car               before               I               got               there,               drove               home,               had               a               change               of               mind               and               come               back               to               buy               the               car.

Too               late,               I               thought,               irreverently.

The               car               was               mine.
               So               the               sticker               price               had               been               $17,000               and               some               change               for               the               2009               Focus               SE               as               opposed               to               16,100               for               the               Ford               S               model               Focus.

I               got               a               total               of               $7,000               off               the               17K,               including               $4500               for               my               clunker.

I               got               some               options               I               hadn't               counted               for.

I               got               a               car               with               an               automatic               transmission,               one               that               wasn't               read,               and               had               a               "charcoal"               as               opposed               to               a               black               interior.

I               put               $1500               down               to               shrink               the               amount               owed               and               I               financed               $9,276.39               for               3               years               though               I               will               no               doubt               pay               the               loan               off               in               three               months,               the               earliest               I               can               do               that               without               penalty.
               That               was               two               days               ago.

There               is               new               news               on               the               auto               front.

The               Obama               administration               warned               Congress               yesterday               that               it               may               have               to               cease               the               Clunker               program               because               they're               running               out               of               money.

Obama               assured               members               that               existing               contracts               would               be               honored,               an               assurance               that               did               not               calm               all               dealerships.

Many               dealerships               have               already               stopped               taking               orders               within               the               program.

Others               were               forced               to               do               so               because               they               have               run               out               of               cars.

Just               a               moment               ago,               I               queried               the               Ford               system               for               new               Ford               Focus               cars               by               inputting               my               zip               code.

The               search               turned               up               seven               nearby               Ford               dealers               but               no               Ford               Focus               cars.

All               of               these               dealerships               have               posted               a               standard               apology.

A               Wall               Street               Journal               today               included               an               article               titled               "Government's               'Cash               for               Clunkers'               Program               Runs               Out               of               Gas               Early."               The               same               article               tells               of               a               single               dealership,               the               Lee               Auto               Group               of               Southern               Main,               where               Adam               Lee,               proprietor,               has               stopped               taking               in               "clunkers"               now               that               he               already               owns               100               of               them               and               is               waiting               to               be               reimbursed               $450,000               by               the               Cash               for               Clunkers               Program.
               Finally,               a               government               program               that               works!

Well,               almost....






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    Monday, June 9, 2014

    Review of use car for sale::EBAY Used Cars?







    Review of use car for sale::EBAY Used Cars?








    So               you               have               decided               that               it               is               time               to               get               rid               of               your               old               car               and               move               on               to               a               new               one.

    Many               people               in               this               situation               choose               to               take               their               used               car               to               the               dealership               for               a               trade               in,               which               is               certainly               easy               and               convenient.

    However,               you               may               be               surprised               to               learn               that               you               can               make               significantly               more               money               by               selling               your               car               yourself.

    Dealerships               have               all               kinds               of               ways               to               make               it               look               like               you               are               getting               a               great               deal               on               your               trade-when               in               reality,               the               great               deal               is               only               on               paper.

    You               can               position               yourself               better               by               selling               your               car               and               walking               into               the               dealership               with               a               larger               down               payment-that               is,               if               you               are               willing               to               put               in               a               little               work.

    Getting               your               car               ready               for               sale
                   Before               even               listing               your               car,               take               it               to               a               trusted               mechanic               who               can               let               you               know               what               kind               of               shape               it               is               really               in.

    If               you               find               that               your               car               needs               a               repair,               you               can               either               subtract               the               price               of               the               repair               from               your               asking               price               so               that               the               buyer               can               have               it               fixed,               or               you               can               invest               the               money               yourself               so               that               you               can               ask               the               blue               book               value.

    It               may               seem               counterintuitive               to               try               to               find               things               wrong               with               your               car               before               you               try               to               sell               it,               but               chances               are,               the               buyer               will               want               to               take               the               car               to               their               own               mechanic               anyway.

    It's               better               to               know               there               are               issues               with               the               car               before               you               put               it               on               the               market,               so               you               can               deal               with               them               upfront               rather               than               being               surprised               right               before               the               sell.
                   You               will               also               want               to               give               your               car               a               good               cleaning               before               putting               it               on               the               market.

    Take               everything               out               of               the               car               except               for               the               owner's               manual;               it               will               feel               more               like               a               new               car               without               the               baby               seat,               the               spare               pair               of               shoes               and               the               coffee               cup.

    If               you               can               afford               to               have               your               car               professionally               detailed,               it               is               worth               the               money               to               have               it               done.

    This               generally               costs               $85               to               $100,               but               it               will               make               your               car               look               the               best               it               can               look,               and               therefore               more               appealing               to               buyers.

    If               you               decide               that               you               are               going               to               clean               your               car               yourself,               however,               go               beyond               the               simple               vacuum               and               wash               job.

    Clean               the               inside               of               the               windows,               wipe               the               dust               off               the               dash,               and               look               for               any               sticky               and               grimy               spots.

    To               get               rid               of               pet               hair               (if               you               let               your               dog               ride               around               with               you),               take               a               sticky-roller               to               the               upholstery.

    Also,               deodorize               your               car               as               much               as               possible-air               it               out               and               use               a               product               like               fabreeze               auto.

    And               I               hate               to               break               this               to               you,               but               if               you               are               a               smoker-and               you               smoked               in               your               car               on               a               regular               basis-you               may               be               out               of               luck.

    The               odor               of               cigarette               smoke               can               be               very               hard               to               remove,               and               most               people               will               not               buy               a               smoke-smelling               car.

    This               is               all               the               more               reason               to               never               smoke               in               your               vehicle!
                   Setting               a               price
                   In               order               to               price               your               car               appropriately,               start               with               the               Kelly               Blue               Book.

    Be               honest               when               you               are               evaluating               the               condition               of               your               car-is               it               really               in               excellent               condition?

    Kelly               Blue               Book               estimates               that               only               five               percent               of               used               cars               really               are               in               this               category.

    Chances               are,               your               car               is               in               the               "good"               or               "average"               category.

    You               can               double               check               the               market               value               at               Edmonds               if               you               want               a               second               opinion.
                   After               finding               out               what               Kelly               Blue               Book               or               Edmonds               says,               go               back               to               what               your               mechanic               told               you.

    If               you               need               to               make               repairs,               you               need               to               either               pay               to               have               those               done               or               discount               the               price               of               the               car.
                   Once               you               have               set               a               price,               decide               ahead               of               time               if               you               are               "firm"               in               this               price               or               if               you               are               willing               to               negotiate.

    If               you               are               firm,               you               might               as               well               say               that               up               front.

    And               even               if               you               are               willing               to               negotiate               a               bit,               you               should               avoid               putting               the               words               "or               best               offer"               into               your               advertisement.

    When               people               see               those               words,               they               read               "desperate"               and               mentally               chop               your               asking               price               in               half.
                   Listing               your               car               for               sale
                   Once               you               have               gotten               your               car               ready               to               sell               and               you               have               done               your               homework               to               set               a               price,               you               need               to               look               for               ways               to               advertise.

    Nowadays               there               are               virtually               endless               places               to               list               online-just               make               sure               wherever               you               list               your               car               is               a               reputable               sources               such               as               cars.com,               ebay               motors,               or               your               local               newspaper               classified               section.
                   Make               sure               to               list               all               the               relevant               information,               such               as               the               make,               model               and               color               of               your               car,               as               well               as               the               year,               the               millage               and               the               asking               price.

    Include               details               about               any               improvements               or               extras               your               car               or               truck               might               have,               such               as               trailer               hitches               or               stereo               system               upgrades.

    Again,               if               you               are               firm               in               your               price,               this               is               a               good               place               to               include               that               information.

    And               avoid               the               phrase               "or               best               offer"               unless               you               really               want               calls               from               people               offering               half               your               asking               price.
                   Double               check               your               contact               information               before               you               submit               your               listing.

    You               would               probably               be               surprised               to               know               how               many               people               never               get               calls               on               their               advertisements               just               because               they               have               put               in               the               wrong               phone               number.
                   Making               the               deal
                   Once               you               have               advertised               the               car,               you'll               likely               start               to               get               phone               calls.

    This               is               where               you               might               want               to               remember               the               old               phrase               "safety               in               numbers."               Whether               you               are               male               or               female,               it               is               always               a               good               idea               to               have               more               than               one               person               around               when               you               invite               the               perspective               buyer               over               to               take               a               look               at               the               car.
                   Chances               are,               the               buyer               will               want               to               drive               the               car               before               agreeing               to               buy               it.

    Unless               you               know               the               buyer               well,               you               should               accompany               him               or               her               on               the               drive.

    This               way,               if               something               happens               to               the               car               while               your               perpective               buyer               is               driving,               you               will               have               first-hand               knowledge               instead               of               having               to               rely               on               what               they               are               telling               you.

    (And               they               can't               make               up               any               stories               about               hearing               a               "funny               noise.")               However,               before               getting               into               the               car               with               anyone,               ask               to               see               a               driver's               license               and               write               down               all               the               information.

    Then               leave               the               information               at               the               house,               and               always               let               a               third               party               know               where               you               are               and               who               you               are               with.

    If               the               person               refuses               to               show               you               their               license,               you               should               see               that               as               a               sign               of               funny               business,               and               end               the               meeting               right               then.
                   The               good               news               is,               the               vast               majority               of               people               are               not               serial               killers               and               car               thieves-they               really               are               just               people               who               might               want               to               buy               your               car.
                   Buyers               may               point               out               issues               with               your               car,               such               as               minor               scratches               and               small               dents.

    If               you               have               honestly               evaluated               the               condition               of               your               car               and               have               done               your               homework               on               the               value,               you               will               be               able               to               respond               honestly               that               your               price               has               taken               all               that               into               consideration,               and               that               you               asking               a               fair               market               value               for               the               car               in               its               current               condition.

    If               the               prospective               buyer               offers               you               a               price               you               don't               want               to               accept,               don't               hesitate               to               send               them               on               their               way.

    If               you               wait,               another               buyer               will               come               along               who               knows               a               good               deal               when               he               sees               it.
                   Once               an               agreement               has               been               reached,               all               that               is               left               is               for               the               check               to               clear.

    Make               sure               you               have               accurate               contact               information               for               your               buyer               in               case               there               are               any               problems               with               the               payment.

    Chances               are,               everything               will               go               well-but               there               are               scam               artists               out               there,               so               beware.

    Never               agree               to               take               a               check               for               more               than               the               amount               in               exchange               for               cash               back.

    This               may               seem               obvious,               but               lots               of               people               are               swindled               by               just               such               agreements               when               it               turns               out               the               check               is               a               fake.
                   While               selling               your               car               yourself               rather               than               trading               it               in               can               be               more               work,               doing               so               can               can               put               you               ahead               in               the               long               run.

    Once               you               have               the               cash               in               hand,               you               can               use               it               for               a               down               payment,               putting               you               in               a               better               position               to               purchase               the               car               you               really               want.






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